Schedule of Fees
Last updated: 2/27/2025
Anatomy Checking Account Fees
Account Fees
| Monthly Account Fee | No charge |
Transaction Fees
| Inbound third party ACH transfers | No charge |
| Inbound linked account ACH transfers | No charge |
| Outbound ACH transfer | No charge |
| Incoming Wire | $10.00 per wire |
| Outgoing Standard Wire | $19.00 per wire |
Miscellaneous Fees
| Overdraft Fee | No charge |
| Returned Item Fee (non-ACH) | $0.95 per returned item |
| Non-Sufficient Funds (NSF) Fee | No charge |
| Stop Payment Fee | $25.00 per stop payment |
| Dormant Account Fee | If an account has no activity for 24 consecutive months, a monthly dormant account fee will be assessed beginning on the 25th month. If an account has a balance less than $10.01 then the amount of the fee will be the lesser of the account balance or $10.00 and the account will be closed. The dormant account fee will not lower the account balance beyond $0.00 and thus cannot overdraw the account. |
Other Limitations
| Minimum Account Balance | None |
| Minimum Balance for Interest | $0.01 |
| Limitation on ACH Transfers | The combined inbound and outbound transfer limit is $100,000 per day and $500,000 per month. All limits are per account for transfers initiated within your Anatomy account. Limits can be negotiated on a case by case basis and there is no limit to transfers initiated outside your Anatomy account. |
| Limit on Number of Transactions | None |
Anatomy Savings Account Fees
Account Fees
| Monthly Account Fee | No charge |
Transaction Fees
| Inbound third party ACH transfers | No charge |
| Inbound linked account ACH transfers | No charge |
| Outbound ACH transfer | No charge |
| Incoming Wire | $10.00 per wire |
| Outgoing Standard Wire | $19.00 per wire |
Miscellaneous Fees
| Overdraft Fee | No charge |
| Returned Item Fee (non-ACH) | $10.00 per returned item |
| Non-Sufficient Funds (NSF) Fee | No charge |
| Stop Payment Fee | $25.00 per stop payment |
| Dormant Account Fee | If an account has no activity for 24 consecutive months, a monthly dormant account fee will be assessed beginning on the 25th month. If an account has a balance less than $10.01 then the amount of the fee will be the lesser of the account balance or $10.00 and the account will be closed. The dormant account fee will not lower the account balance beyond $0.00 and thus cannot overdraw the account. |
Other Limitations
| Minimum Account Balance | None |
| Minimum Balance for Interest | $0.01 |
| Limitation on ACH Transfers | The combined inbound and outbound transfer limit is $100,000 per day and $500,000 per month. All limits are per account for transfers initiated within your Anatomy account. Limits can be negotiated on a case by case basis and there is no limit to transfers initiated outside your Anatomy account. |
| Limit on Number of Transactions | None |
Non Bank Services Fees
Lockbox Credit Card Processing Fees
| Credit Card Processing Fee | 3.5% + $1.50 per transaction processed |